Question 1

What technical capabilities and tech stacks does APT provide in the ODC model?

Accepted Answer

APT engineering squads master enterprise-grade stacks across modern architectures:
• Cross-Platform Mobile: Flutter, React Native, Native iOS (Swift), Native Android (Kotlin).
• Web Frontend: React.js, Next.js, Angular, TypeScript, Tailwind CSS.
• High-Throughput Backend: Java Spring Boot, Go, Python (FastAPI, Django), Node.js (NestJS).
• Cloud & DevOps: AWS, Google Cloud, Docker, Kubernetes (K8s), GitLab/GitHub CI/CD, Terraform.

Question 2

What are the squad sizes for ODC (Offshore Development Center) and how do they operate?

Accepted Answer

We provide dedicated engineering squads scaling from 5 to 30 engineers per engagement. Operating strictly on Agile/Scrum with 1-2 week sprint cadences, daily standups, sprint planning, and weekly deliverable demos. Clients have full autonomy to interview and evaluate every engineer before onboarding.

Question 3

How are language communication and time-zone differences managed?

Accepted Answer

100% of Technical Leads, Project Managers, and Senior Developers at APT are fluent in English or Japanese. For timezone alignment, we structure 3 to 5 hours of guaranteed daily working overlap with partners across Japan, Singapore, Europe, and the US (EST/PST) to ensure seamless synchronous communication.

Question 4

What are APT commitments regarding milestone delivery and QA/QC quality?

Accepted Answer

Every feature undergoes rigorous multi-tier testing: TDD (Test-Driven Development), automated unit tests, end-to-end integration tests, and manual QC regression suites. APT guarantees 100% on-time milestone delivery with a 30-minute response SLA for critical production incidents.

Question 5

What is APT's proven production track record in banking and financial systems?

Accepted Answer

APT lead architects have designed, deployed, and maintained mission-critical core and digital banking platforms for Vietnam's top-tier institutions, including BIDV, Vietcombank, MB, VIB, and regional FinTechs. Our systems process millions of daily transactions with 99.99% high availability.

Question 6

How does APT ensure Zero Data Loss and strict transaction integrity?

Accepted Answer

We architect distributed systems using Event-Driven Architecture, the Transaction Outbox Pattern, and partitioned message brokers (Kafka/RabbitMQ) with strict idempotency keys. Database clusters feature Multi-Region Active-Active replication, automated failover, and multi-tier continuous backups to eliminate data loss.

Question 7

Does the architecture comply with banking security standards (PCI-DSS, SBV, ISO 27001)?

Accepted Answer

Yes. All FinTech architectures engineered by APT adhere to the State Bank of Vietnam regulations (Circular 09/2020/TT-NHNN), PCI-DSS Level 1 payment security specifications, AES-256 / RSA end-to-end payload encryption, fine-grained RBAC authorization, and automated multi-factor eKYC fraud prevention.

Question 8

Does APT support integrations with Core Banking systems, NAPAS, and payment gateways?

Accepted Answer

Yes. We have extensive production experience integrating financial messaging standards (ISO 8583, ISO 20022, REST/gRPC) with enterprise Core Banking engines (Temenos T24, Oracle FLEXCUBE), the national financial switching network NAPAS, and leading domestic & international payment aggregators.

Question 9

What are APT's engineering capabilities in Artificial Intelligence & LLMs?

Accepted Answer

We specialize in enterprise-grade applied AI: building autonomous Agentic Workflows via Model Context Protocol (AgentKit MCP), multi-stage hybrid RAG architectures over high-scale vector databases (Milvus, Qdrant, pgvector), and domain-specific model fine-tuning (LoRA/QLoRA) for credit underwriting and financial document intelligence.

Question 10

How does APT handle Post-Training Data curation and AI benchmark evaluations?

Accepted Answer

APT operates an enterprise pipeline for preparing, deduplicating, and curating high-signal post-training datasets (SFT/DPO). We evaluate models using rigorous empirical benchmarks including Terminal-Bench, Tool-Use Evals, and domain-expert human-in-the-loop validation to eliminate hallucinations.

Question 11

Can clients deploy AI solutions on Private Cloud or On-Premise infrastructure?

Accepted Answer

Yes. We support complete air-gapped deployments on Private Cloud (AWS VPC, Azure, GCP) or client-owned On-Premise GPU clusters (utilizing high-throughput vLLM / Ollama serving runtimes). This ensures proprietary enterprise data and customer PII never leave the private corporate boundary.

Question 12

What is the typical timeline and cost framework for building an enterprise AI solution?

Accepted Answer

A production-grade Proof-of-Concept (PoC) or functional MVP is typically delivered within 2 to 4 weeks to validate business metrics. Full production rollouts span 6 to 10 weeks under transparent pricing models—either allocated dedicated capacity or milestone-based deliverables.

Question 13

Do clients retain 100% ownership of source code and Intellectual Property (IP)?

Accepted Answer

100% of all custom source code, architecture schemas, UI assets, and DevOps configurations belong exclusively to the client. Full administrative ownership of Git repositories, CI/CD pipelines, and cloud environments is transferred at each contracted milestone.

Question 14

How is the Non-Disclosure Agreement (NDA) and confidentiality handled?

Accepted Answer

We execute comprehensive Bilateral NDAs prior to accessing any customer requirements or proprietary documents. All engineers assigned to client projects are legally bound by strict confidentiality covenants and operate under clean-room development protocols with least-privilege access.

Question 15

What contract types and pricing structures does APT offer?

Accepted Answer

We provide two transparent engagement frameworks:• Fixed-Price: Best suited for well-defined scopes and detailed specifications (MVPs, discrete modules).• Time & Material / Dedicated Squad: Optimal for agile products requiring flexible sprint capacity and evolving requirements.All estimates are granularly itemized by role and hours with zero hidden costs.

Question 16

What is the post-launch warranty, maintenance, and technical handover policy?

Accepted Answer

Every production release includes 3 to 6 months of complimentary defect warranty. We conduct comprehensive Knowledge Transfer (KT) sessions, provide complete developer runbooks, and train internal client teams to guarantee 100% self-sufficient operational autonomy.

Everything You Need to Know About
Delivery Capabilities & APT Technology

What technical capabilities and tech stacks does APT provide in the ODC model?

What are the squad sizes for ODC (Offshore Development Center) and how do they operate?

How are language communication and time-zone differences managed?

What are APT commitments regarding milestone delivery and QA/QC quality?

What is APT's proven production track record in banking and financial systems?

How does APT ensure Zero Data Loss and strict transaction integrity?

Does the architecture comply with banking security standards (PCI-DSS, SBV, ISO 27001)?

Does APT support integrations with Core Banking systems, NAPAS, and payment gateways?

What are APT's engineering capabilities in Artificial Intelligence & LLMs?

How does APT handle Post-Training Data curation and AI benchmark evaluations?

Can clients deploy AI solutions on Private Cloud or On-Premise infrastructure?

What is the typical timeline and cost framework for building an enterprise AI solution?

Do clients retain 100% ownership of source code and Intellectual Property (IP)?

How is the Non-Disclosure Agreement (NDA) and confidentiality handled?

What contract types and pricing structures does APT offer?

What is the post-launch warranty, maintenance, and technical handover policy?

Have Specific Technical or Architecture Questions?

Elevating Customer Experience

Useful Links

Services

Everything You Need to Know About Delivery Capabilities & APT Technology

What technical capabilities and tech stacks does APT provide in the ODC model?

What are the squad sizes for ODC (Offshore Development Center) and how do they operate?

How are language communication and time-zone differences managed?

What are APT commitments regarding milestone delivery and QA/QC quality?

What is APT's proven production track record in banking and financial systems?

How does APT ensure Zero Data Loss and strict transaction integrity?

Does the architecture comply with banking security standards (PCI-DSS, SBV, ISO 27001)?

Does APT support integrations with Core Banking systems, NAPAS, and payment gateways?

What are APT's engineering capabilities in Artificial Intelligence & LLMs?

How does APT handle Post-Training Data curation and AI benchmark evaluations?

Can clients deploy AI solutions on Private Cloud or On-Premise infrastructure?

What is the typical timeline and cost framework for building an enterprise AI solution?

Do clients retain 100% ownership of source code and Intellectual Property (IP)?

How is the Non-Disclosure Agreement (NDA) and confidentiality handled?

What contract types and pricing structures does APT offer?

What is the post-launch warranty, maintenance, and technical handover policy?

Have Specific Technical or Architecture Questions?

Everything You Need to Know About
Delivery Capabilities & APT Technology